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NBT Bank's Clark Completes Master's Program

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SARATOGA SPRINGS, NY (August 23, 2017) – NBT Wealth Management Senior Vice President and Director of Business Development Brian Voss announced that Andrew E. Clark, CFP®, earned his master’s degree from the College for Financial Planning. Clark is a senior financial planner at NBT Financial Services, a division of NBT Wealth Management.

Clark has over 12 years of experience as a financial planner. Completing this master’s program in personal financial planning gave him the opportunity to increase the depth of his knowledge on a wide spectrum of financial needs, including pension and estate planning, financial planning and business and personal tax planning. The curriculum is based on a client-centered, problem-solving method using case studies to give students a hands-on approach.

“Andrew is a talented and experienced financial planner,” said Voss. “NBT is proud to support him in achieving this milestone, and we look forward to offering our clients the benefits of his knowledge and experience as he works with wealth management staff across our footprint to deliver financial planning services.”

Before joining NBT in 2013, Clark owned Clark Wealth Management where he provided clients with financial planning and investment advisory services. Prior to that, he was lead financial planner and wealth advisor at Cornerstone Wealth Management Group where he developed comprehensive plans for the firm’s high net worth clients. He earned his bachelor’s degree in economics at the University at Albany in 2000 and his designation as a Certified Financial Planner® Professional in 2011. Clark is FINRA General Securities, Series 7 and 66 registered, held through LPL Financial. He also holds New York State licenses in life and health insurance and variable annuities.

About NBT Wealth Management

NBT Wealth Management provides access to trust, investment**, insurance** and retirement services to individuals and organizations in New York, Vermont, Massachusetts, Pennsylvania, New Hampshire and Maine.

About NBT Bank

NBT Bank offers personal banking, business banking and wealth management services from locations in six states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. The bank and its parent company, NBT Bancorp, are headquartered in Norwich, NY. NBT Bancorp had assets of $8.9 billion as of March 31, 2017, and is traded on the Nasdaq Global Select Market under the symbol NBTB. More information about NBT is available online at www.nbtbank.com.

About LPL Financial

LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm's mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm's tools and resources to help them provide financial guidance and recommendations to help meet their clients' needs. For more information about LPL Financial, visit www.lpl.com.

**Securities and Financial Planning offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. NBT Bank, N.A., NBT Bancorp Inc., NBT Wealth Management and NBT Financial Services are not registered broker/dealers and are not affiliated with LPL Financial.

Not a Deposit. Not FDIC Insured. Not Guaranteed by the Bank. May Lose Value.
Not Insured by any Federal Government Agency.

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