NBT Bank Logo
NBT Bank - Please Upgrade Your Browser.

It appears that the version of Internet Explorer you are using to view this site is no longer supported by our enhanced website. At NBT Bank we value your security and strive to deliver the highest quality online experience. To ensure the best and most secure performance we recommend upgrading to the latest version of Internet Explorer, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

To directly access an account login page please use the links below:
NBT Online Banker | eStatements | NBT Wealth Connection | NBT 401(k) Daily Services | NBT Remote Deposit | LPL Account View Online

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.


NBT Bank Announces New Home in the City Homebuyer Program and Partnership with HomeOwnership Center

UTICA, NY (March 8, 2017) – NBT Bank Senior Vice President and Residential Mortgage Manager Joseph Culver recently announced that NBT will be offering its Home in the City Program in both Utica and Rome, and is partnering with HomeOwnershipCenter (HOC) to assist first-time homebuyers.

Announcing the pledge Culver said, “Our Home in the City Program is a mortgage loan program designed specifically to encourage homeownership in cities served by NBT Bank. Through our partnership with HOC, we will encourage those interested in the program to obtain homebuyer education and determine if they qualify for available down payment and closing costs assistance grant programs. An NBT loan originator will work with potential homebuyers to determine how much they qualify to finance and help them apply for a Home in the City loan.”

The loan program provides:

  • 95% financing for the purchase of a one or two-family, owner-occupied residence;
  • An interest rate reduction of 0.25% for eligible first-time homebuyers who complete homebuyer education classes; and
  • No mortgage insurance or additional monthly payments required.

Participants may complete homebuyer education classes offered through HOC. The classes help prepare them for the responsibilities of home ownership and cover topics like home maintenance, how to select a realtor and mortgage lender as well as credit and debt management.

HOC CEO Danielle Smith thanked NBT Bank for its support saying, “We are excited to see a local partner create a product that supports first-time homebuyers while stressing the important role that education plays in producing successful homeowners and thriving communities.”

For more information on NBT Bank’s Home in the City Program, contact NBT Bank at 800.NBT.BANK (800.628.2265). To learn more about first-time homebuyer education classes, contact HOC at 315-724-4197, Monday through Thursday from 8:00 a.m. to 4:30 p.m.

About NBT Bank

NBT Bank offers personal banking, asset management and business services through a network of 154 banking locations in six states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. NBT Bank and its parent company, NBT Bancorp, are headquartered in Norwich, NY. NBT Bancorp had assets of $8.9 billion as of December 31, 2016, and is traded on the NASDAQ Global Select Market under the symbol NBTB. More information about NBT Bank and NBT Bancorp can be found online at www.nbtbank.com and www.nbtbancorp.com. Equal Housing Lender.

About the HomeOwnershipCenter

Chartered in 1979 by NeighborWorks® America, UNHS NeighborWorks HomeOwnershipCenter promotes housing and community development through programs such as homebuyer and financial literacy education, counseling, housing rehabilitation, and foreclosure prevention. UNHS HomeOwnershipCenter also offers various down payment and closing cost assistance programs such as First Home Club.  Services are provided throughout Oneida, Herkimer, Madison, Fulton, Otsego and Montgomery counties. More information about services provided by the agency is available at www.UNHS.org.

Visit our main news page for more articles about our company.   Learn more

This link will take you from NBT Bank's website to a third-party location that is not controlled by NBT Bank. Please note that this new site may have a different policy on privacy, cookies, data collection and other user issues. NBT Bank does not monitor content on third-party websites and does not endorse and is not responsible for the content, guarantees, privacy policy, security, and products and services that are offered or expressed on them.

Are you sure you want to continue?

Yes No
X