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Grattan Named to Top 100 Financial Advisors for 2017

BURLINGTON, VT (April 11, 2018) – Sean Grattan, an Essex resident, was recently recognized as one of the nation’s Top 100 Bank Advisors**** for 2017 by Bank Investment Consultant (BIC), a leading information source for bank financial advisors. Grattan is a financial consultant with NBT Financial Services, a division of NBT Wealth Management.

According to BIC, its annual Top 100 list recognizes successful bank advisors from throughout the country who have excelled in a number of key areas, including growth of the assets they serve.

“Sean has always been a strong advocate and providing the best service for his clients,” said Timothy Brenner, Executive Vice President and President of NBT Wealth Management. “I congratulate him on this achievement and look forward to his future success.”

“On behalf of LPL, I congratulate Sean on receiving this industry distinction,” said Arthur Osman, LPL executive vice president, Institution Services Business Consulting. “Sean has earned a spot among the industry’s most successful for demonstrating a positive influence on his clients’ financial lives and in the financial industry overall.”

As a financial consultant, Grattan assists clients in the pursuit of their financial goals utilizing his experience in investments, insurance, retirement plans and the overall financial planning process. He joined NBT in 2010 and provides clients with access to financial and insurance products through LPL Financial. LPL is a leading provider of comprehensive third-party brokerage and wealth management services to the investment programs of banks and credit unions throughout the nation.

The full Bank Investment Consultant Top 100 Bank Advisors list can be found online at www.bankinvestmentconsultant.com.

About NBT Financial Services a division of NBT Wealth Management

NBT Financial Services a division of NBT Wealth Management and provides access to trust, investment**, insurance** and retirement services to individuals and organizations.

About NBT Bank

NBT Bank, N.A. is a full-service community bank serving customers from a network of over 150 locations in six states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. The bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, NY. NBT Bancorp had assets of $9.2 billion as of March 31, 2018, and is traded on the Nasdaq Global Select Market under the symbol NBTB. More information about NBT is available online at www.nbtbank.com.

About LPL Financial

LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm's mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm's tools and resources to help them provide financial guidance and recommendations to help meet their clients' needs. For more information about LPL Financial, visit www.lpl.com.

**Securities and Financial Planning offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. NBT Bank, N.A., NBT Bancorp Inc., NBT Wealth Management, and NBT Financial Services are not registered broker/dealers and are not affiliated with LPL Financial.

***LPL Financial, NBT Bank, N.A. and Bank Investment Consultant are not affiliated entities.

****According to Bank Investment Consultant it ranked advisors by assigning a score between 1 and 11 on the following 6 variables: (1) assets under management; (2) trailing-12 month production; (3) percentage increase in AUM from the previous year; (4) percentage increase in T-12 production; (5) amount of fee business; and (6) the ratio of production-per-AUM. (Note: BIC defined 2016 AUM as the amount an advisor had as of Aug. 31, 2017. Likewise, for T-12 production, BIC used the 12-month period ending Aug. 31, 2017.)

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