Featrued Rates
Ask your NBT Banker for complete details about our featured deposit rates and other products, rates and terms that are available.

Effective 11/04/09 to 11/10/09

Product Annual Percentage Yield (APY)
   
Money Market Accounts  
Premium Money Market — Tier 2 ($50,000) 1 0.75%
Premium Money Market —Tier 1 ($5,000-$49,999.99) 1 0.35%
Star Money Market — Tier 3 ($50,000+) 2 0.65%
Star Money Market — Tier 2 ($10,000<$49,999.99) 2 0.25%
Star Money Market — Tier 1 ($0.00- $9,999.99) 2 0.125%
   
Checking Accounts
Interest Checking — Tier 2 ($2,500+) 3 0.050%
Interest Checking — Tier 1 ($100 - $2,499.99) 3 0.025%
Health Savings Account — Tier 2 ($2,500+) 3 1.00%
Health Savings Account — Tier 1 ($0 - $2,499.99) 3 0.25%
   
Savings Accounts
Holiday Club 3 0.125%
Statement Savings 3 0.125%

1. Premium Money Market account must be linked to a Star Privilege Premium Checking account. The minimum balance to open this account is $5,000. The interest rate may change after the account is opened. Fees may reduce earnings.

2. Funds to open this account cannot presently be on deposit at NBT Bank. The interest rate may change after the account is opened. Fees may reduce earnings.

3. The interest rate may change after the account is opened. Fees may reduce earnings.
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