Commercial graphic

As a business owner you have banking needs that are specific. NBT Bank's commercial lenders help meet your needs with products and services that will work best for you. We don't just offer one package for everyone; we offer a customized plan for each company.

Commercial Loan Options

Commercial Mortgage
When you are looking to purchase, renovate, expand or build a commercial property, a Commercial Mortgage can help. A commercial property includes owner-occupied and leased facilities, whether it is an office building or an apartment building.

Term Loan
When you need long-term working capital to purchase equipment or make improvements. Repayment schedules can be designed to fit your needs.

Time Note
This option can help support seasonal or non-recurring financing needs.

Working Capital Line of Credit
When you need capital to fund a growing business a Working Capital Line of Credit can help.

Letter of Credit
A Letter of Credit assures your business partners that you can pay for the goods and services they provide.

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