NORWICH, NY. (April 17, 2013) – On March 28, students participating in the Vermont State Future Business Leaders of America (FBLA) Conference at the Sheraton Burlington Hotel & Conference Center learned about financial literacy from NBT Bank’s Williston Branch Manager, Jessica Gooden. Students in grades nine through twelve each took part in targeted lessons focused on credit management, budgeting and saving tips and the effects of different spending habits.“High school students need to understand how to make informed and thoughtful decisions about finances, especially as they prepare to take on the cost of college and step into financial independence,” said Gooden. “We are trying to help students develop strong financial habits early so they better understand the impact of their financial decisions as they prepare for college and adulthood.” NBT Bank actively provides resources to help parents, educators and employers support kids, teens and young adults in becoming financially savvy. NBT Bank’s Strive® financial education program provides in-classroom and online financial education to help today’s youth and young adults grow their money skills. It is a source for learning and inspiration to help them establish a positive relationship with money and navigate personal finance as their financial needs mature. To learn more, visit www.nbtbank.com/strive. NBT Bank offers personal banking, asset management and business services through a network of 161 banking locations in five states. NBT Bank operates from 121 locations in upstate New York, northwestern Vermont and western Massachusetts. NBT’s Pennstar Bank division operates from 35 locations in northeastern Pennsylvania, and its Hampshire First Bank division operates from five locations in southern New Hampshire. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, N.Y. NBT Bancorp Inc. had assets of $6.0 billion as of December 31, 2012, and is traded on the NASDAQ Global Select Market under the symbol NBTB. More information about NBT Bank and NBT Bancorp can be found on the Internet at http://www.nbtbank.com and http://www.nbtbancorp.com. Future Business Leaders of America is a nonprofit education association of students preparing for careers in business and business-related fields. The FBLA Mission is to bring business and education together in a positive working relationship through innovative leadership and career development programs. Business teachers/advisers and advisory councils (including school officials, business people and community representatives) guide local chapters. State advisers and committee members coordinate chapter activities for the national organization.