|Mobile Security||Mobile Fraud|
Take a proactive role in protecting your identity and personal financial information by staying informed on mobile security. To help minimize your exposure to fraud, keep the following tips in mind.
Fraudsters and criminals may create fake mobile banking applications that look like NBT Bank or other financial institution's apps but in reality are designed to steal your Online Banker credentials or personal information. Here are a few tips to help you recognize an unofficial NBT Bank Mobile Banking app:
Do not download or install a NBT Bank Mobile Banking app if you spot any of these warning signs.
SMShing is a form of criminal activity using social engineering techniques similar to phishing. The name is derived from "SMS Phishing." SMS (Short Message Service) is the technology used for text messages on cell phones.
Similar to phishing, SMShing uses cell phone text messages to get you to provide your personal information. The fraudsters may use a web site URL to capture your information once you click on it, but the use of a phone number that connects to an automated voice response system is also popular.
Do not respond to a text message that requests personal or financial information. NBT Bank will never ask you to provide personal or account information this way.
Just like your PC, mobile devices (such as phones and tablets) can be infected by viruses, malware and other programs intended to steal your personal or financial information. Protect yourself from these threats:
These steps will help you restore data in the event you need to wipe the device clean in order to remove a virus or other threat.
If your device is lost or stolen, your personal information could be at risk. Taking steps now to protect yourself will help you act quickly and confidently if the need arises.