Youth and Young Adults



Your iStrive Debit is included with your
iStrive Checking.**


Access your accounts at ATMs or make purchases wherever VISA® debit is accepted. Transactions are automatically deducted from your account to make managing your balance easier.

Not near a NBT Bank ATM? No problem. NBT will waive foreign transaction fees to ensure you can access your money where and when you need it most. Other banks' surcharges still apply when you use ATMs not operated by NBT Bank.

Apple Pay

Enroll your NBT Bank iStrive Debit Card in Apple Pay and enjoy the easy, secure and private way to pay. Use Apple Pay with select Apple® devices to experience the convenience of making purchases in stores or in apps without having to reach for your card. Learn More >>

Verified by Visa

NBT Bank is proud to offer Verified by Visa as an added layer of security when you use your NBT Bank iStrive Debit Card to shop online. Each time you use your card to make a purchase at a participating online site, Verified by Visa will work to make sure it is you making the purchase. This service helps prevent unauthorized use of your card in the event that it is lost or stolen. You can continue to enjoy the ease of shopping online as usual. Your enrolled Visa card number simply will be verified upon checkout allowing you to remain assured that your purchase has been made securely.

Enroll or Manage Your Account
Frequently Asked Questions
Terms and Conditions

You can request a new iStrive Debit by filling out an application at your local branch or by contacting our Call Center at 1.800.628.2265 to have an application sent to you.

**ATM cards may be issued to minors who are at least 15 years of age.