Youth and Young Adults




Start managing your spending with confidence
with iStrive Checking.


For ages 15-24**, this account will supply you with all the tools and resources you need to manage your budget and keep up with your social life. By age 24**, you will transition into our other banking products and services that best suit your lifestyle.

Not near an NBT Bank ATM? NBT Bank will waive its foreign transaction fee at ATMs not operated by NBT Bank; however, other banks' surcharges will still apply.

This paperless account allows you to manage your money with ease with these great benefits.

Open your iStrive Checking account online! Get Started >>


Minimum Balance to Open No minimum required
Checks Paperless account. A charge of $3 per check processed.
Overdraft Services
Autolink Transfer Service when linked to another NBT Bank account
Online Banking & Bill Pay
Access to Online Banking and Bill Pay with no monthly fee (must be 18 years of age to access Bill Pay)
Customer Service
1.800.NBT.BANK (1.800.628.2265)
E-mail NBT Bank
Go to our Switch Kit
Statement Options


Customers who have not enrolled in eStatements within 90 days from account opening will be charged a $2 fee for every paper statement mailed.

Online Account Opening Open your account online
Mobile Banking Mobile Banking with Mobile Deposit*


*Standard message and data rates may apply
**If under the age of 18, iStrive accounts must be opened as joint accounts with the other owner at least 18 years of age.