Start building your savings skills early with iStrive Savings for youth and young adults.
This paperless account features:
At age 24**, your financial skills will allow you to confidently transition into other NBT banking products that best fit your lifestyle.
We offer Online Account Opening for iStrive Savings, get started now.
Our Online Account Opening feature will be undergoing maintenance starting Saturday, April 25 at 10:00 p.m. through 6:00 a.m. Sunday, April 26. All applications submitted during this time will not be processed or retrievable. We apologize for any inconvenience.
|Minimum Balance to Open||No minimum required|
|Monthly Maintenance Fee & Balance Requirements||No monthly fee|
|Interest Bearing||Paid on the following tiers: |
|Interest Payment Frequency||Quarterly or Monthly if Combined Statement|
|Statement Options||eStatements |
Customers who have not enrolled in eStatements within 90 days from account opening will be charged a $2 fee for every paper statement mailed.
|Account Maintenance||Excessive Activity Fee of $3 per item***|
|Online Account Opening||Open your account online|
|Mobile Banking||Mobile Banking with Mobile Deposit*|
*Standard message and data rates apply.
**If under the age of 18, iStrive accounts must be opened as joint accounts with the other owner at least 18 years of age.
***Federal Banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with portfolio statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with portfolio statement are monitored by statement cycle.