|Money Market Account||Premium Money Market Account||Star Money Market Account|
When you are looking for high growth potential with a check writing option, a money market account is the choice for you. We offer three personal money market account options to meet your needs.
With all of our money market options, you'll earn competitive tiered rates that increase with your balance.
|Minimum Balance to Open||No minimum required|
|Monthly Maintenance Fee & Balance Requirements ||$5 Monthly Maintenance Fee if the average balance falls below $1,000|
|Interest Bearing||Paid on the following tiers: |
$1,000 - $25,000
$25,001 - $75,000
$75,000 and over
|Minimum Balance to Earn Interest||$1,000 Collected Balance|
|Customer Service||1-800-NBT-BANK (1-800-628-2265) |
E-mail NBT Bank
|Miscellaneous Fees ||Excessive Activity Fee = $3 per item|
|Additional Features||You must have an existing or new checking account to qualify. |
NBT Banker Cash and Check Card can be attached to your money market account as a secondary account for ATM access only.
**Federal Banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings and Cosmic Kids accounts except those tied to checking accounts with portfolio statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with portfolio statement are monitored by statement cycle.