Individual Retirement Accounts

IRAs   Fixed IRAs   30 Month Fixed IRA


Effective January 1, 2015, the Internal Revenue Service has amended the rules governing annual rollovers from Individual Retirement Accounts. For more information visit the
IRS website.


Minimum to Open $25
Maximum to Open
Maximum per plan year is based on IRA Guidelines. No ceiling on IRA rollovers of IRA transfers.
Interest Distribution
Deposited to account monthly.
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Statement Options Summary of CD information can be included on a monthly portfolio statement
Miscellaneous Fees $30 Transfer Fee
Additional Features Additional Deposits Allowed. $25 Minimum.

Account Opening Options