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Individual Retirement Accounts

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IRAs   Fixed IRAs   30 Month Variable Rate IRA CD

IRA

Features

Minimum to Open $25
Maximum to Open
Maximum per plan year is based on IRA Guidelines. No ceiling on IRA rollovers of IRA transfers.
Interest Distribution
Deposited to account monthly.
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Statement Options Summary of CD information can be included on a monthly portfolio statement
Miscellaneous Fees $30 Transfer Fee
Additional Features Additional Deposits Allowed. $25 Minimum.