Visit our Mortgage Resource Center or use our Mortgage Calculators.

At NBT Bank, we strive to provide easy and convenient tools to educate you on the mortgage process before you purchase a home or refinance your mortgage. Our online Mortgage Resource Center provides you with round-the-clock access to everything you need. You’ll find product details, rate information and calculators to help you along the way. When you’re ready to apply, our secure online application will take you through the process step by step. And, our mortgage loan originators are also available to help you navigate the process if you would like assistance.

After you complete your application, you can track the progress from loan decision to loan closing using the Check Loan Status button above. 

Mortgage Calculators

How much home can I afford?
How much will my fixed rate mortgage payment be?

>More Calculators


Information about other financing options, including home equity lines of credit, are available on our Personal Loans Page.