|Installment Loan||Star Access Line of Credit||Overdraft Protection|
A Star Access Line of Credit provides you with a revolving source of funds to draw against for your ongoing needs. Once your line of credit is set up, you can advance funds by simply writing a check or making a transfer through NBT Online Banker. The minimum loan amount is $4,000 and the maximum is $6,000. Interest paid on only the portion of the credit line you access, which is replenished as you pay off your outstanding principal balance. Receive a .25% rate reduction if your payment is automatically deducted from an NBT Bank checking account.