Personal Loans

Installment Loan   Star Access Line of Credit   Overdraft Protection

Installment Loan

You can use an installment loan to:

  • Purchase property
  • Buy a new or used car, truck or recreational vehicle
  • Make home improvements
  • Take a vacation
  • Purchase a new or used mobile home

NBT Bank maintains relationships with many local dealers. If you're buying or leasing an automobile or recreational vehicle, simply ask your dealer if financing through NBT Bank is available.

With a Personal Loan the customer can immediately make special purchases while making monthly payments.


Maintenance & Activity Fees See an NBT banker for current interest rates
Features & Benefits You can call our 24 – hour Banker Line or enroll in Online Banker to obtain balance information on your loan.  
Flexible payment terms are available which are tailored to your budget.

Receive a quick response to your loan requests, which provides your money faster.

Coupon books are available, which will help keep track of payments made and payments due.

Life, accident and sickness insurance are also available.
Automatic payments can be made from a checking or savings account.

You can also get an interest rate discount for automatic monthly payment deduction from a checking or savings account.