------
------
PersonalLoan_Banner

Personal Installment Loan

At NBT Bank, we understand that your banking needs are unique. That's why we designed our personal loan options with you in mind. Our personal installment loans allow you to make necessary and special purchases through a monthly payment plan.

Learn More     Apply Now!  

Star Access Line of Credit

The Star Access Line of Credit provides you with a convenient, revolving source of funds to draw against when you need it.

Learn More     Apply Now!  

Personal Overdraft Line of Credit

A Personal Overdraft Line of Credit is a convenient way to ensure protection against accidental checking account overdrafts and to eliminate costly overdraft fees.

Learn More!     Apply Now!  

Home Equity Line of Credit

The Home Equity Line of Credit is secured by a primary or junior lien on your home and can be utilized as a revolving source of funds to draw against for your ongoing needs. During your "draw periods," you can borrow funds at a variable interest rate, repay them and borrow again.

Learn More!     Apply Now!  

Residential Mortgage

NBT Bank offers a wide variety of Fixed and Adjustable Rate loans up to $2 million. Our Mortgage Resource Center provides you with a secure online application process or you may choose to work directly with one of our mortgage loan originators.

Learn More!     Apply Now!  

 

 

Loan Rates

Loan Calculators

Refinance with a fixed-rate mortgage loan with no closing costs