Personal Installment Loan
At NBT Bank, we understand that your banking needs are unique. That's why we designed our personal loan options with you in mind. Our personal installment loans allow you to make necessary and special purchases through a monthly payment plan.
Star Access Line of Credit
The Star Access Line of Credit provides you with a convenient, revolving source of funds to draw against when you need it.
Personal Overdraft Line of Credit
A Personal Overdraft Line of Credit is a convenient way to ensure protection against accidental checking account overdrafts and to eliminate costly overdraft fees.
Home Equity Line of Credit
The Home Equity Line of Credit is secured by a primary or junior lien on your home and can be utilized as a revolving source of funds to draw against for your ongoing needs. During your "draw periods," you can borrow funds at a variable interest rate, repay them and borrow again.