HSA Investment CDs


Invest unused funds from your Health Savings Account and earn a higher interest rate with an HSA Investment Certificate of Deposit.  Open an account with as little as $1,000 and choose from terms of 12 to 60 months.


Minimum to Open $1,000
Minimum Term 12 Months
Maximum Term 60 Months
Interest Distribution Options You can choose to have your monthly interest added to the balance of your CD, deposited to an NBT Bank checking or savings account, or mailed to you by check.
Renew Option Automatic Renewal
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Statement Options Summary of CD information can be included on a monthly portfolio statement
Portfolio Statement Available Yes - Summary only
Additional Features One additional deposit allowed annually