Personal Credit Cards


NBT Bank offers a wide variety of card options to meet your credit needs including:

Visa® Credit Cards

  • Rewards based on purchases
  • Credit cards for college students and young adults
  • Secured credit cards to build or re-build credit

American Express® Cards

  • Rewards based on purchases
  • Travel rewards

Learn about all of our personal credit card options.

Current Card Holders:

MyAccountAccess is an online portal that allows you to manage your account and utilize the following features:

  • View current balances
  • Pay your credit card bill
  • Set up auto pay
  • Sign up for email or text message account alerts
  • View credit card statements

MyAccountAccess Login