This plan is designed to show you just how powerful your personal banking relationship can be!
| Minimum Balance to Open | No minimum required |
| Monthly Maintenance Fee | Link up to 4 other checking, savings and/or money market accounts and pay no monthly maintenance fee ($14.50) when the combined average daily collected balance is $5,000 or more |
| Checks | Unlimited check writing Free Specialty Gray checks 50% off designer checks |
| Overdraft Services | Review overdraft service options |
| Online Banking & Bill Pay | Free access to Online Banking Free Online Bill Pay |
| Customer Service | 1-800-NBT-BANK (1-800-628-2265) E-mail NBT Bank Go to our Switch Kit |
| Statement Options | eStatements Portfolio Statements Image Statements $2.00 per month |
| Additional Services | Free Visa Debit Card Free Visa® Extras Rewards Program Direct Deposit Quicken® Over 155 branches in NY, VT, PA, MA 200 ATM locations |
| Premium Package Benefits | $10,000 Accidental Death and Dismemberment Insurance See All Premium Package Benefits |