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Chek-Gard Overdraft Protection

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Chek-Gard* is a convenient way to ensure that you’re protected against overdrawing your checking account. Avoid costly fees and the embarrassment of returned checks by drawing funds from this line of credit as needed.

Detailed information will be provided on your monthly statement. When you have an outstanding balance, monthly payments are automatically withdrawn from your checking account. Additional payments can be made using NBT Online Banker or at any conveniently located NBT Bank office.

*Subject to credit approval.
 

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Fun Facts: Overdraft Protection introduced in 1972
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