Enjoy a full online banking experience with this paperless account. Earn interest on the balances in your account with this checking option. Interest is accrued daily based on the following tiers and credited to your account each month.
We offer Online Account Opening for eChecking, get started now.
Our Online Account Opening feature will be undergoing maintenance from Saturday, December 20 at 10:00 p.m. through 8:00 a.m., Sunday, December 21. All applications submitted during this time will not be processed or retrievable. We apologize for any inconvenience.
|Minimum Balance to Open||No minimum required|
|Monthly Maintenance Fee||Free|
|Minimum Balance to Earn Interest||$100 collected balance |
Paid on the following tiers:
Tier 1 = $100 to $2,499.99
Tier 2 = $2,500 and over
|Overdraft Services ||Review overdraft service options|
|Online Banking & Bill Pay ||Free access to Online Banking & Bill Pay|
|Customer Service ||1.800.NBT.BANK (1.800.628.2265) |
E-mail NBT Bank
Go to our Switch Kit
|Statement Options ||eStatements required|
|Online Account Opening||Open your account online|
|Mobile Banking||Standard message and data rates apply.|