| Classic Checking | Classic Premium Checking |
This basic checking account is free of a monthly maintenance fee. There are no balance requirements, and you can write as many checks as you want!
| Minimum Balance to Open | No minimum required |
| Monthly Fee | Premium Package fee is $5 per month |
| Checks | Unlimited Check Writing Age 50 and over, free Specialty Gray Checks or 50% Off Designer Checks |
| Overdraft Services | Review overdraft service options |
| Online Banking & Bill Pay | Free access to Online Banking Online Bill Pay $2.50 per month |
| Premium Package Benefits | $10,000 Accidental Death and Dismemberment Insurance *This is not insurance |
| Customer Service | 1-800-NBT-BANK (1-800-628-2265) |
| Statement Options | eStatements Portfolio Statements Image Statements $2.00 per month |
| Convenient Services | Free Visa® Debit Card |