Classic Checking

  Classic Checking Classic Premium Checking

This basic checking account is free of a monthly maintenance fee. There are no balance requirements, and you can write as many checks as you want!


Minimum Balance to Open No minimum required
Monthly Fee Premium Package fee is $5 per month
Checks Unlimited Check Writing
Age 50 and over, free Specialty Gray Checks or 50% Off Designer Checks
Overdraft Services Review overdraft service options
Online Banking
& Bill Pay
Free access to Online Banking
Online Bill Pay $2.50 per month

Premium Package Benefits

$10,000 Accidental Death and Dismemberment Insurance
Credit Alert®
Vision Plan*
RxAdvantageTM Prescription Drug Program*
Savers Club®
Bonus Travel
Everywhere Cash SavingsSM
Everyday Rebate Rewards 
Identity Theft Insurance
Identity Fraud Support
Learn More>

*Medical Discounts are not insurance.

Customer Service

1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Go to our Switch Kit

Statement Options
Portfolio Statements
Image Statements $2.00 per month
Mobile Banking Standard message and data rates apply.