Classic Checking

Classic Checking

This basic checking account has no monthly maintenance fee. There are no balance requirements, and you can write as many checks as you want!

We offer Online Account Opening for Classic Checking, get started now.

Our Online Account Opening feature will be undergoing maintenance starting Saturday, April 25 at 10:00 p.m. through 6:00 a.m. Sunday, April 26. All applications submitted during this time will not be processed or retrievable. We apologize for any inconvenience.


Minimum Balance to Open No minimum required
Checks Unlimited check writing
Overdraft Services
Review overdraft service options
Online Banking & Bill Pay
Access to Online Banking.
Bill Pay $4.50 per month.
Customer Service
1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Go to our Switch Kit
Statement Options

Combined Statements
Image Statements $5.00 per month

Online Account Opening Open your account online
Mobile Banking Mobile Banking with Mobile Deposit*


* Standard message and data rates may apply.