------
------
banner_checking

With our flexible, convenient line-up of checking products, you can find a checking account to meet all your needs. Choose an account with our Premium Package and enjoy additional services, benefits, added savings, protection and security.

All of our checking accounts feature:

  • Unlimited check writing
  • Free access to online banking
  • Free NBT Banker Cash and Check Card. (No monthly fee or per item fees for purchases)
  • Free Visa Extras Rewards Program
  • Free eStatements

  Download our Latest Brochure

Account Name Balance Fees Interest Special Features
Classic Checking No minimum required Free Non-Interest Bearing  
Classic Premium Checking No minimum required Premium Package fee is $5 per month Non-Interest Bearing Premium Package offering valuable discounts, important protection and additional savings

Star Privilege Premium Plan

$5,000 or more in up to 4 linked accounts

Link up to 4 other checking, savings and/or money market accounts and pay no monthly maintenance fee ($14.50) when the combined average daily collected balance is $5,000 or more

Non-Interest Bearing

Premium Package offering valuable discounts, important protection and additional savings

Classic Interest Checking

No minimum required

Pay no monthly maintenance fee when:

  • Average daily collected balance is $500 or more, or
  • Age 50 or over

Paid on the following tiers:

  • $100 to $2,499.99
  • $2,500 and over

 

Interest Premium Checking

No minimum required

Premium Package fee is $5 per month. Pay no monthly maintenance fee ($6) when:

  • Average daily collected balance is $500 or more
  • Age 50 or over

Paid on the following tiers:

  • $100 to $2,499.99
  • $2,500 and over

Premium Package offering valuable discounts, important protection and additional savings