401(k) and Retirement Plans

NBT Financial Group offers employee benefit plans that meet the needs of businesses, large and small. Options include:

• Profit Sharing Plans
• Money Purchase Plans
• 401(k) Plans
• Defined Benefit Plans
• Traditional IRAs
• Roth IRAs

Our prototype plan and trust documents are applicable to both corporate and non-corporate entities. We will assist customers who want to draft customized plans and trust documents. We also offer enhanced services, including:

• Separate participant directed accounts with consolidated statements
• Administration and Participant Recordkeeping
• Benefit Payouts, Tax Withholding and Reporting
• Standardized Forms
• Employer/Employee Group Meetings
• Advisory Newsletters

Talk to your NBT Financial Group representative today to book an appointment.