As your investment portfolio and personal wealth grows, the importance of insurance in securing the value of your investments grows as well. In fact, insurance becomes a critical component to guarantee that your family will benefit from your good judgment and planning. The NBT Financial Group offers insurance expertise that helps you know exactly when insurance becomes important in an investment strategy and how to best apply it to your individual situation. We can provide you with both professional consultation and sophisticated products such as life, long-term care and disability to minimize any risk to the value of your investment portfolio.