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Government Checking

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Government Checking Accounts

NBT Bank offers checking accounts to local governments, providing unlimited checkwriting abilities and a free supply of checks. Monthly account statements include images of the front and back of each canceled check. These images are presorted by check number and provided on paper pre-punched to fit into a three-ring binder.

Government Interest-Bearing Checking Accounts

NBT Bank offers interest-bearing checking accounts to local governments, providing unlimited checkwriting abilities with service charges that can be offset by an earnings credit based on balances maintained. Interest is deposited directly into the account each month. Interest rates are variable and subject to change with market conditions.

Monthly account statements include images of the front and back of each canceled check. These images are presorted by check number and provided on paper pre-punched to fit into a three-ring binder.