Employee Banking – Star Banking at Work


Star Banking at Work is a direct-deposit program that offers valuable benefits for both employees and employers. Your employees will love the additional banking and financial benefits they gain by participating in the program.

Employer Benefits

  • Reduced company costs
  • No administrative hassles
  • Improved payroll security
  • Maximum flexibility
  • Simplified payroll distribution
  • Enhanced employee satisfaction

Employee Benefits

  • No Monthly Maintenance Fee with a Classic Checking account
  • FREE Basic Checks5
  • NBT Bank Debit Card with no monthly fee
  • 25% Off Safe Deposit Boxrental fee2
  • FREE Bill Pay with NBT Online Banker
  • Visa® Credit Card with no annual fee1, 3
  • .50% Discount off a Personal Installment Loan1, 4
  • FREE Mobile Banking6
  • $250 credit toward the closing costs for a residential mortgage (one coupon per application)1, 4
  • FREE personal financial review with one of our licensed financial consultants

A decision will be provided within 24 hours when you apply for an installment loan or Personal Overdraft Line of Credit (overdraft protection).1

NBT Bank created the Star Banking at Work Program for the benefit of its customers and their employees and reserves the right to alter the program at any time.
1Subject to credit approval
2Subject to availability
3The creditor, issuer and service provider of credit cards is Elan Financial Services
4With automatic deduction of payment from an NBT Bank checking account
5Limitations apply; price varies by design. Only basic check design is free.
6Standard data and text message rates apply

Additional Options

We will develop a plan that is designed to meet the needs of you and your employees. We offer employee benefit options that include the following:

  • Estate and retirement planning
  • Pensions and profit-sharing plans
  • 401(k)s, Keoghs and IRAs
  • Investment management services
  • Brokerage services