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Employee Banking – Star Banking at Work

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Star Banking at Work is a direct-deposit program that offers valuable benefits for both employees and employers. Your employees will love the additional banking and financial benefits they gain by participating in the program.

Employer Benefits

  • Reduced company costs
  • No administrative hassles
  • Improved payroll security
  • Maximum flexibility
  • Simplified payroll distribution
  • Enhanced employee satisfaction

Employee Benefits

  • Classic or Star Privilege Premium Checking account with no monthly fee
  • Basic Checks1 at no charge
  • NBT Bank Debit Card with no monthly fee
  • 25% Off Safe Deposit Box rental fee2
  • Online Banker with Bill Pay with no monthly fee
  • Visa® Credit Card with no annual fee3, 4
  • .50% Discount off a Personal Installment Loan with auto payment from NBT Checking account3
  • Mobile Banking with Mobile Deposit5 with no monthly fee
  • $250 credit toward the closing costs for a residential mortgage (one coupon per application)3, 6
  • Complimentary personal financial review with one of our licensed financial consultants

A decision will be provided within 24 hours when you apply for an installment loan or Personal Overdraft Line of Credit (overdraft protection).3

Additional Options

We will develop a plan that is designed to meet the needs of you and your employees. We offer employee benefit options that include the following:

  • Estate and retirement planning
  • Pensions and profit-sharing plans
  • 401(k)s, Keoghs and IRAs
  • Investment management services
  • Brokerage services

NBT Bank created the Star Banking at Work Program for the benefit of its customers and their employees and reserves the right to alter the program at any time.
1Limitations apply; price varies by design. Only basic check design is included
2Subject to availability
3Subject to credit approval
4The creditor, issuer and service provider of credit cards is Elan Financial Services
5Standard data and text message rates apply
6With automatic deduction of payment from an NBT Bank checking account