If your business maintains higher balances and has a significant amount of activity on a monthly basis, this analyzed account may be right for you. Commercial Checking features a variable earnings credit that is used to partially or completely offset monthly maintenance and per item fees.
| Minimum Balance to Open | No minimum required |
| Monthly and Per Item Fees | Consult your NBT Banker for details |
| Earnings Credit | Earnings credit may offset service charges |
| Business Debit Card | Free (no monthly or per item fees) |
| Statement Options | eStatements Portfolio Statements Image Statements $2.00 per month |
| Overdraft Protection | Star Business Advantage Line of Credit |
| Customer Service | 1-800-NBT-BANK (1-800-628-2265) E-mail NBT Bank |
| Additional Services | Free Visa® Debit Card |