Commercial Checking


If your business maintains higher balances and has a significant amount of activity on a monthly basis, this analyzed account may be right for you. Commercial Checking features a variable earnings credit that is used to partially or completely offset monthly maintenance and per item fees.


Minimum Balance to Open No minimum required
Monthly and Per Item Fees Consult your NBT Banker for details
Earnings Credit Earnings credit may offset service charges
Business Debit Card
NBT Bank Business Debit Card with no monthly fee
Statement Options eStatements
Combined Statements
Image Statements $5.00 per month
Overdraft Protection Star Business Advantage Line of Credit*
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Mobile Banking for Business Mobile Banking with Mobile Deposit**


* Subject to credit approval.
** Standard data and message rates may apply.