Commercial Checking


If your business maintains higher balances and has a significant amount of activity on a monthly basis, this analyzed account may be right for you. Commercial Checking features a variable earnings credit that is used to partially or completely offset monthly maintenance and per item fees.


Minimum Balance to Open No minimum required

Monthly and Per Item Fees

Consult your NBT Banker for details
Earnings Credit

Earnings credit may offset service charges

Business Debit Card
Free (no monthly or per item fees)
Statement Options eStatements
Portfolio Statements
Image Statements $2.00 per month
Overdraft Protection Star Business Advantage Line of Credit
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Additional Services

Free Visa® Debit Card
Direct Deposit

Over 125 Branches in NY, MA, NH, VT and PA
Over 160 ATM Locations

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