Employee Banking – Star Banking at Work


Star Banking at Work is a direct-deposit program that offers valuable benefits for both employees and employers. Your employees will love the additional banking and financial benefits they gain by participating in the program.

Employer Benefits

  • Reduced company costs
  • No administrative hassles
  • Improved payroll security
  • Maximum flexibility
  • Simplified payroll distribution
  • Enhanced employee satisfaction

Employee Benefits

  • FREE Classic Checking (Ask about upgrading to Classic Premium Checking)
  • FREE checks**
  • NBT Banker Cash and Check Card with no monthly fee
  • Safe Deposit Box credit of up to $15 toward the rental fee for the first year
  • FREE Online Banking with Billpay.
  • Visa® with no annual fee*
  • 0.50% discount off a Personal Installment Loan*
  • $100 credit toward the closing costs for a Home Equity Loan or Line of Credit (one coupon per application)*
  • $250 credit toward the closing costs for a residential mortgage (one coupon per application)*
  • FREE personal financial review with one of our licensed financial consultants
  • Decision within 24 hours on an installment loan or Chek-Gard Line of Credit (overdraft protection) application*

NBT Bank created the Star Banking at Work Program for the benefit of its customers and their employees and reserves the right to alter the program at any time.
Subject to availability
* Subject to credit approval
With automatic deduction of payment from an NBT Bank checking account
** Basic check design

Additional Options

We will develop a plan that is designed to meet the needs of you and your employees. We offer employee benefit options that include the following:

  • Estate and retirement planning
  • Pensions and profit sharing plans
  • 401(k)s, Keoghs and IRAs
  • Investment management services
  • Brokerage services