Business Savings Account


Saving for the future is important for you and your employees. From basic savings options to a full range of retirement planning services, NBT Bank can help you position your business for success.


Minimum Balance to Open No minimum required
Interest Information

Collected balance of $25 is required to earn interest

Interest payments are made quarterly (or monthly if the account is tied to a checking account with a Portfolio Statement)

Monthly Maintenance Fee

No monthly maintenance fee

Statement Options eStatements
Portfolio Statements
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank

Excessive Activity Information

Federal banking regulations place limitations on certain transfers and withdrawals from savings and money market accounts. Withdrawals or transfers made by automatic, pre-authorized, telephonic agreement order, or instruction, check, draft, debit card, or similar order made from this account to other accounts or to third parties are restricted to no more than six per monitoring period. The monitoring period for all savings accounts except those tied to checking accounts with Portfolio Statements is monthly up to the quarterly statement date. Money market accounts and savings accounts with Portfolio Statements are monitored by statement cycle

An excessive activity fee of $10 per item is applied when the limits described above are exceeded.

Unlimited withdrawals or transfer between accounts are permitted when they are made in person, by messenger, by mail or using an ATM.

Account Opening Options