Agricultural Checking – Additional Services


The bank offers many standard convenient services:

Certified Checks
Stop Payments
Personal Money Orders
Official Checks
Wire Transfers
Savings Bonds
NBT Banker Line
Telephone Transfers
Protest Checks
Statement Copies
Check Copies
Outgoing Collections
Incoming Collections

For additional information on these services visit any convenient NBT Bank office or contact our Call Center at 1-800-NBT-BANK (1-800-628-2265). Call Center Hours: Monday through Friday 7am to 7pm and Saturday 9:00am to Noon.


NBT Banker Business Check Card

Enjoy the convenience of the NBT Banker Business Check Card. You can use this card to access your checking and savings accounts at ATMs. The NBT Banker Business Check Card may be used wherever Visa® debit is accepted, so you can pay for purchases quickly and easily. Your purchases are automatically deducted from your checking account with no checks to write and no need to present identification or courtesy cards.


Direct Deposit

Consider Direct Deposit, and have your paycheck automatically deposited into your checking account. It's faster, safer, and easier. Your money is waiting for you instead of you waiting in line for it.

Night Deposit Service

Night Depository Services are available to enable you to make deposits conveniently after banking hours. Deposits are kept safe overnight and are automatically deposited into your account on the next business day.


With NBT Online Banker you have the ability to download your account transactions in a file format that works with the latest desktop versions of QuickBooks. (This excludes the Quicken Online subscription service.) Purchase the desktop software or an upgrade and Save 20% off QuickBooks Premier Accounting Software plus Free Shipping.