Business Checking

Free Business Checking   Business Interest Checking   Business Premium Checking   Commercial Checking

With no minimum to open and no monthly maintenance fee, our Free Business Checking account is a great option for many businesses.


Minimum Balance to Open No minimum required
Monthly Maintenance Fee

No monthly maintenance fee

Debits and Credits First 350 items at no charge (Debits and Credits combined) per statement period are included
$0.50 per item over 350
Business Debit Card NBT Bank Business Debit Card with no monthly fee
Online Banking

Basic Service Package Access with Bill Pay

Statement Options eStatements
Combined Statements
Image Statements $5.00 per month
Overdraft Protection Star Business Advantage Line of Credit*
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Mobile Banking for Business Mobile Banking with Mobile Deposit**.

* Subject to credit approval.
** Standard data and message rates may apply.