Business Checking

  Free Business Checking   Business Interest Checking Business Premium Checking   Commercial Checking

Our Business Premium Checking account allows you to leverage your overall relationship with NBT Bank to gain added value. Link up to four other business checking, savings, and/or money market accounts to this account, and you'll pay no monthly maintenance fee when the combined average daily balance in the linked accounts is $20,000 or more.


Minimum Balance to Open No minimum required
Monthly Maintenance Fee

Pay no monthly maintenance fee ($20) with an aggregate average daily collected balance of $20,000 or more in up to 4 linked accounts

Debits and Credits First 500 items paid or deposited per statement cycle are included
$0.25 per item over 500
Business Debit Card NBT Bank Business Debit Card with no monthly fee
Online Banking

Basic Service Package with Bill Pay - No monthly fee
Enhanced Service Package with Bill Pay - No monthly fee
Advanced Service Package with Bill Pay - $14.95 per month

Statement Options

Combined Statements
Image Statements $5.00 per month

Overdraft Protection Star Business Advantage Line of Credit*
Special Features

A basic introductory pack of business checks is included, or a credit of up to $75 may be applied to any other business check style

Remote Deposit Capture included for three months at no charge. After the three month period a monthly fee will be charged.

Customer Service

1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank

Mobile Banking for Business Mobile Banking with Mobile Deposit**


* Subject to credit approval.
** Standard data and message rates may apply.