Business Checking

  Free Business Checking   Business Interest Checking Business Premium Checking   Commercial Checking

Our Business Premium Checking account allows you to leverage your overall relationship with NBT Bank to gain added value. Link up to four other business checking, savings, and/or money market accounts to this account, and you'll pay no monthly maintenance fee when the combined average daily balance in the linked accounts is $20,000 or more.


Minimum Balance to Open No minimum required
Monthly Maintenance Fee

Pay no monthly maintenance fee ($20) with an aggregate average daily collected balance of $20,000 or more in up to 4 linked accounts

Debits and Credits First 500 items paid or deposited per statement cycle are FREE
$0.25 per item over 500
Business Debit Card Free (no monthly or per item fees) 
Online Banking

Free Online Banker access with the Basic or Enhanced Service Package with Bill Pay or a 50% discount off the Advanced Service Package ($14.95 per month)

Statement Options

Portfolio Statements
Image Statements $5.00 per month

Overdraft Protection Star Business Advantage Line of Credit
Special Features

Free basic introductory pack of business checks or a credit of up to $75 may be applied to any other business check style

Remote Deposit Capture free for three months (a $225 value)

Customer Service

1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank

Mobile Banking for Business Standard data and message rates apply.