Business Checking

  Free Business Checking Business Interest Checking   Business Premium Checking   Commercial Checking
This interest-bearing business checking account is available to qualified sole proprietors and not-for-profit organizations.


Minimum Balance to Open

No minimum required

Minimum Balance to Earn Interest


Monthly Maintenance Fee $10 montly maintenance fee if average daily collected balance falls below $1000
Debits and Credits First 50 items at  no charge (Debits and Credits combined) per statement period are included
$0.25 per item over 50
Business Debit Card NBT Bank Business Debit Card with no monthly fee
Online Banking Access to Basic Service Package with Bill Pay
Statement Options eStatements
Combined Statements
Image Statements $5.00 per month
Overdraft Protection Star Business Advantage Line of Credit*
Customer Service 1-800-NBT-BANK (1-800-628-2265)
E-mail NBT Bank
Mobile Banking for Business Mobile Banking with Mobile Deposit**


* Subject to credit approval.
** Standard data and message rates may apply.