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About NBT - Letter from the CEO

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Welcome to NBT Bank’s website. We are an independent community bank based in Norwich, N.Y. We trace our roots back to 1856 and are proud of our heritage of building long-term financial relationships. Today, NBT Bank offers personal banking, asset management and business services through a network of more than 155 banking locations in five states. We have 125 offices in upstate New York, northwestern Vermont, western Massachusetts and southern New Hampshire. In northeastern Pennsylvania, our Pennstar Bank division has over 30 offices. Our customers have the added convenience of an extensive ATM network, and we provide many services online.

At NBT Bank, we are committed to our community banking philosophy of putting customers first and investing in the communities we call home. Our greatest competitive advantage is our people. Through their dedication, we are able to ensure that our customers receive the highest level of service. Throughout our history we have supported numerous organizations and causes. In addition to financial support, our employees contribute time and expertise to many local committees and boards. If something is important to the community, you’ll likely find the people of NBT Bank involved in and supporting the effort through time, money or resources.

NBT Bank understands that local businesses are the lifeblood of their communities. That is why we work with businesses of all sizes to develop individualized plans that help foster their success. We offer commercial and business banking, trust and investment services, insurance products, retirement plan administration and cash management services. We also support municipalities and nonprofit organizations with the financial products and services to help them better manage their resources.

NBT Bank is a subsidiary of NBT Bancorp Inc., which is listed on NASDAQ as NBTB. Our employees, management and directors share a commitment to the long-term success of our company and to serving the mutual interests of our customers and shareholders. This commitment is reflected in our performance. Our company has made uninterrupted dividend payments since 1857, and we have been recognized in numerous publications for our strong financials.

At NBT Bank, we balance good, old-fashioned business sense with forward thinking. We know our communities and the people in them. If you would like more information about us, please contact me at 607.337.6119 or mdietrich@nbtbank.com.
 
Sincerely,
 
Martin Dietrich
President and Chief Executive Officer
NBT Bank