Home Equity Options

Enjoy a competitive introductory rate and no closing costs.

Apply Online

or Contact your local NBT Bank Office


INTRODUCTORY RATE

0.50%APR*

FIXED FOR 6 MONTHS

CURRENT VARIABLE RATE AFTER DISCOUNT PERIOD

3.25%APR*

AS LOW AS PRIME + 0.00%

*The variable rate above reflects a discount of 0.50% for automatic payment from an NBT Bank Checking or Money Market Account and would increase if conditions for the discount are not met.

Home equity options from NBT Bank can put the things that count in life within reach.

VEHICLE

VACATION

HOME

EDUCATION

Learn more about our Personal Loans options